Saturn BPO
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For digital & marketing agencies

You're billing $80K a month and you still don't know which client is profitable.

Saturn BPO runs the books, AP, AR, payroll, and tax filing for digital agencies. Retainer revenue properly recognized. Pass-through media isolated from your real margin. 1099s handled, year-round.

Book a 30-min agency audit See pricing

Built for agency rhythms · Per-client P&L · Contractor 1099s on autopilot

Credentialed by the people who set the rules

  • QuickBooks ProAdvisors logoQuickBooks ProAdvisors
  • Xero Advisors logoXero Advisors
  • Certified Bookkeepers logoCertified Bookkeepers
The agency tax

Where agency books quietly bleed.

The same six problems show up at every digital agency we onboard. Sound familiar?

  • Retainer revenue is fiction

    Booked when received, not earned. Your P&L lies about monthly revenue and runway.

  • Ad spend hides your margin

    Pass-through Google, Meta, TikTok spend distorting gross margin. 50% looks like 5%.

  • 1099s are a year-end fire

    Contractors paid late, paid wrong, or filed incorrectly. Sometimes all three.

  • AR aging into bad debt

    Client invoices past 60 days. No one's chasing. Eventually it stops being collectible.

  • Per-client P&L is unknown

    You can't tell which logo is paying for three. Pricing is a guess.

  • Service-line margin is blank

    No real reporting per service, per client, per quarter. So pricing stays a guess.

The shift

Cash-basis chaos → a real finance function.

Before Saturn BPO

  • Retainers and one-offs blended on the P&L
  • Pass-through media hiding your real margins
  • Year-end 1099 panic for 8+ contractors
  • Client AR aging because no one's tracking it
  • You guess which clients are profitable

After Saturn BPO

  • Monthly retainer revenue recognized properly
  • Pass-throughs isolated so gross margin is clean
  • Contractors paid on schedule. 1099-ready year-round
  • AR aging report + reminder cadence we run for you
  • Per-client P&L so you know who earns their seat
Why operators stick with us

A modern finance team. Not a part-time bookkeeper with a backlog.

  • Always-on accuracy

    Reconciled weekly, not at month-end.

  • Nothing slips through

    Follow-ups and deadlines handled in the background.

  • Real-time visibility

    Weekly summary. Monthly report. No black box.

  • Books + tax, one roof

    Federal & state filing via our partner. No CPA shuffle.

Pricing for agencies

Agency engagements start at $2,200/mo.

Final price is sized to retainer count, contractor volume, and AP/AR cadence. Custom quote in 24 hours after a 30-minute discovery call.

What that buys you

  • • Retainer revenue recognized monthly (accrual basis)
  • • Pass-through media isolated from your gross margin
  • • Per-client P&L so you know who's profitable
  • • AP, AR, weekly summary, monthly close
  • • Contractor payments + year-end 1099s handled
  • • Federal + state income tax filing via our tax partner

Typical engagement

$2,200/mo

Most agencies land between $2,200 and $4,000/mo

Get a custom quote

Price scales with

  • • Active retainer count
  • • Pass-through media volume
  • • Contractor count (and 1099 prep workload)
  • • AR collections workload
  • • Reporting cadence requested
The real questions

What people actually ask before they sign.

Yes. Media spend (Google Ads, Meta, TikTok, programmatic) is treated as contra-revenue or reimbursable expense depending on your contract structure — so your gross margin shows services only, not blended with media. This single fix tends to shock agency founders the first time they see clean margins.
Monthly accrual basis with deferred revenue tracked for prepaid quarters. Your P&L shows real earned revenue, not just whatever happened to hit the bank.
Yes. We schedule and process via Bill.com or your existing tool. 1099s are generated and filed at year-end automatically — no scramble in January.
If you're doing $30K+/mo in retainers, no — the time it gives the principal back pays for it. Under that, our Starter tier ($1,500/mo) is usually the right fit.
Most agency engagements land between $2,200 and $4,000 a month depending on retainer count, contractor volume, and AP/AR cadence. Custom quote in 24 hours.

Get the agency back-office off your plate.

Thirty minutes. Bring your retainer list, your last contractor pay run, and your AR aging report. We'll tell you what cleanup looks like and what month-one of a Saturn engagement costs.

Book a 30-min agency audit

No contract. No high-pressure follow-up. If we're not a fit we'll say so.