You're billing $80K a month and you still don't know which client is profitable.
Saturn BPO gives agencies a controller who recognizes retainer revenue the right way and closes fast (we target the 10th when your records are complete), and a fractional CFO who shows you per-client profit, cash runway, and where margin is leaking. Clean books, contractor 1099s, and AR collections are step one, not the whole engagement.
Per-client P&L · Retainer rev rec + cash runway · Controller + fractional CFO
Per-client P&L
This month
Blended net margin
0%
5.0 ptsProfit by client
- Northwind Co.$0
- Atlas Media$0
- Vertex Group$0
- Beacon Labs$0
Team utilization
0%
Retainer MRR
$0K
AR days
0
Works with the tools you already run
Where your margin quietly bleeds out.
The same six problems show up at every digital agency we onboard. We fix them, then tell you what your real per-client margin is.
Retainer revenue is fiction
Booked when received, not earned. Your P&L lies about monthly revenue and runway.
Ad spend hides your margin
Pass-through Google, Meta, TikTok spend distorting gross margin. 50% looks like 5%.
1099s are a year-end fire
Contractors paid late, paid wrong, or filed incorrectly. Sometimes all three.
AR ages into bad debt
Client invoices past 60 days. No one's chasing, no one's watching runway. Eventually it stops being collectible.
Per-client P&L is unknown
You can't tell which logo is paying for three. Pricing is a guess.
Service-line margin is blank
No real reporting per service, per client, per quarter. So pricing stays a guess.
Credentialed by the people who set the rules
QuickBooks ProAdvisors
Xero Advisors
NACPB Certified Bookkeepers
From cash-basis guesswork to numbers you can price against.
Before Saturn BPO
- Retainers and one-offs blended on the P&L
- Pass-through media hiding your real margins
- Year-end 1099 panic for 8+ contractors
- Client AR aging because no one's tracking it
- No runway view, no idea which clients are profitable
After Saturn BPO
- Monthly retainer revenue recognized properly
- Pass-throughs isolated so gross margin is clean
- Contractors paid on schedule, 1099-ready year-round
- AR aging report + a collections cadence we run for you
- Per-client P&L and cash runway you can price against
This is the finance team you'd hire if you had the time to hire one.
Fast month-end close
Controller-run month-end close, targeting the 10th when your records are complete and access is in place.
Controls that hold
Internal controls, approvals, and audit-ready records. Nothing slips.
Forecast, not hindsight
13-week cash, budget vs. actual, KPIs. See what's coming, not just what happened.
Books to board, one team
Bookkeeping, controller, and CFO under one roof. Income tax filed via our partner.
Agency engagements are scoped to your operation.
Final price is sized to retainer count, contractor volume, and the level of advisory you want. Custom quote in 24 hours after a 30-minute discovery call.
What that buys you
- • Clean books, AP, AR, and reconciliations (the base layer)
- • Retainer revenue recognized monthly (accrual basis)
- • Pass-through media isolated from your gross margin
- • Per-client P&L and cash runway so you know who's profitable
- • Month-end close on a fast cadence + a fractional CFO read
- • Contractor payments, 1099s, and income tax filing via our partner
Typical engagement
Custom quotein 24 hours
Sized to how you run, with a real quote within a day
Get a custom quotePrice scales with
- • Active retainer count
- • Pass-through media volume
- • Contractor count (and 1099 prep workload)
- • AR collections workload
- • Reporting cadence requested
What people actually ask before they sign.
Get a finance function, not just an agency bookkeeper.
Thirty minutes. Bring your retainer list, your last contractor pay run, and your AR aging report. We'll show you where margin is leaking and what month-one of a Saturn engagement looks like.
Book a 30-min agency auditNo contract. No high-pressure follow-up. If we're not a fit we'll say so.